General Baptist State Convention of North Carolina
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Christian Education • Missions • Benevolence  
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Since 1867
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Men of the State Laymen’s League Auxiliary of the GBSCNC
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General Baptist State Convention of North Carolina Headquarters, Raleigh, NC

Dr. Nilous M. Avery II
President, Chair Executive Board

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Welcome members, visitors and guests to the online home of the General Baptist State Convention of North Carolina; GBSConline.org. While you are here it is our hope that you take note of our missions activity and support us in it.

The General Baptist State Convention dates its service of promoting “missions” and representing Baptists throughout North Carolina back to 1867, when a small band of free African-Americans, freedmen, ex-slaves and white ministers from the Baptist State Convention met to better promote the work of Evangelism and Kingdom Building. We were called at that time, the General Association of the Colored Baptist of North Carolina and we were formed to support the “Gospel ministry and to promote missions.”

The name of our organization has changed since 1867 but our core reason for being has remained the same; to support  the “Gospel ministry and to promote missions”, this is who we are.



Dr. Nilous M. Avery, II, President of the General Baptist State Convention of North Carolina

The English word mission comes from the Latin word for send. In each of the verses to be mentioned there is the concept of being sent. In Matthew 28:19, “…Go Ye”; Acts 1:8, “ye shall be witnesses unto me both in Jerusalem, and in all Judea, and in Samaria, and unto the uttermost part of the earth; and II Corinthians 5:20, “…we are ambassadors” (for someone sent) Jesus not only calls us to come to Him, but He Commissions us to go for Him.

Jesus states this in John 20:21, “Then said Jesus to them again, Peace be unto you: as my Father hath sent Me, even so send I you” (KJV). This call to missions that Jesus charged the early Christians with is a charge that we of the General Baptist State Convention of North Carolina are bound by and have been actively engaged in since 1867. We invite you to join, participate in and support all the activities our Convention.

Commissioned For Missions

“Then said Jesus to them ….as My Father hath sent Me, even so I send You” John 20:21
Below, Men of the State Laymen’s League Auxiliary of the GBSCNC prepare to be “sent” at their One Day Session, held on April 9
th 2016,  at the Penn Avenue Baptist Church In Oxford, NC.
 
We are all “sent” who accept the challenge and responsibility of doing Missions.

Detrich Morrison-Jones, 1st Place State Oratorical Conference winner shares stage with Madisyn Elam, National Oratorical Conference 2nd Place winner. They exchanged mutual congrats at the awards ceremony held on June 29th for the statewide Oratorical contest. The Conference was sponsored by the State Congress of Christian Education, Auxiliary of the GBSC. It was held at Peace Baptist Missionary Church in Durham, NC, where Rev. William E. Daye is the Pastor.

Honour the LORD with thy substance,
and with the first fruits of all thine increase:
Proverbs 3:9 King James version

In Part one of Online Giving we underscored that giving Giving online is not a replacement for the honorable tradition of placing your Tithes and Offering in the collection plate while attending church service. Rather, Online Giving assumes that all those that choose to Tithe or give to various ministries and church initiatives, may not have the opportunity, the health, or regular access to church to meet their financial obligations in a timely manner.


More Complex Lifestyle of Church Goers Require More Options for Giving

Gone is the antebellum and post slavery period when most members of African American churches were in walking distance of their place of worship. Church members at that time worked from sunrise to sunset and were provided with Sundays off which made tithing in church convenient. This convenience helped maintain an already establish tradition of giving at our local home church.  Today, our home church may not be local. Further, in our 21st century workforce, our work schedules are very often driven by an exhaustive,  three shift, flex shift, work whenever the boss says work economy.  In this new economy, church tithing for all members on Sunday may not be practical and for some, impossible.


Thus we begin part 2 of Online Giving acknowledging that the conditions that made in church tithing practical and convenient in years past, may not be the same conditions that exist on the ground today.


In this conversation of Online Giving we are preaching to the newly converted church leadership and decision makers who have recently come to the conclusion that additional options should be provided to members for financially supporting their church. We offer the following information as the first step in each church’s research to find the most suitable Online Giving Solution. Please note, that one size does not fit all. Simply because a company is large does not also translate into it being best suited for the Online Giving objectives of your church.

The Big Dog On The Block “PAYPAL”


All discussions of Online Giving must start with PayPal. They can easily be considered the granddaddy of online donations. Financially the strongest, best known, most respected and most used online giving and donations technology system worldwide.


Established in 1998 PayPal was acquired by eBay in July 2002 for $1.5 billion. More than 70 percent of all eBay auctions accepted PayPal payments. Soon after acquisition PayPal became the payment method used by a majority of eBay users. PayPal was then and is still the recommended default choice by Ebay for financial transactions.


In 2014, PayPal moved $228 billion in 26 currencies across more than 190 nations, generating a total revenue of $7.9 billion (44% of eBay’s total profits). The same year, eBay announced plans to spin-off PayPal into an independent company by mid-2015 and this was completed on July 18, 2015. In 2015, PayPal was valued at $46.6 billion.  As an independent company, PayPal is a digital payment juggernaut, with more than 169 million users worldwide.


Why Devote So Much Attention to PayPal?

We spend this time reviewing the profile of PayPal because they are the gold standard by which all other Electronic funds transfer organizations are measured against. To understand PayPal’s evolution and technological revolution is to understand all other online giving and tithing portals. PayPal meteoric rise along with a growing list of competing electronic tithing transfer giving companies are tied to the convenience it provides its user.


Why is PayPal And Other Organizations Thriving?

PayPal and its competitors exist and continues to thrive because they provide a secure, convenient, trouble free process for the individual, company or non profit to transfer funds over great distances to its intended recipient.  PayPal is used by more nonprofit, not for profit and church related organizations because wherever you are in the world; you are assured your funds will be received by you church quickly without leaving your location.


Cost

One of the best features of PayPal is that it doesn’t charge monthly fees for its standard service– the charges shown below are all-inclusive for their services:


Discounted credit card processing fees for Churches with 501 (c)(3) status:


PayPal’s Basic Appeal

Five major reasons why PayPal appeals to so many:

  1. It is widely used, so there is strong familiarity and trust around the PayPal service.
  2. It is very convenient, as all you need to know is the person's email address.
  3. It conceals banking and credit card information from the other party. Your debit or credit card information is not known by the company or church you are giving to.
  4. When done properly, the process of setting up PayPal can be completed in 4 to 7 days
  5. PayPal, because of its sheer size, has a well oiled EFT (Electronic Funds Transfer) system with customer support in place to respond to conflict and issue resolution, should they occur.


PayPal’s strength is that it just works. They are completely transparent and all funds sent and received are easily tracked. When an individual pays their tithes, offering or special gifts online, within seconds they receive an email confirming what the donor contributed to, the time, date and amount of the donation. Also on the emailed receipt is the item or items donated to.



Online Giving Alternatives

While PayPal is an often chosen alternative to giving a check or cash in church, it may not be the best solution for all churches. There is a large field of competitors that have studied PayPal’s strengths and weaknesses and have developed creative customized alternatives.


The competing Online Donation companies major issue with PayPal is that it offers only a simple PayPal donation button, which isn’t always congruous with a church website – PayPal response, “but, our PayPal button is a button that’s trusted.”  


PayPal alternatives such as E-Giving, EasyTithe, Givelify, @Pay, Pushpay, Give By Cell, have all carved out a niche in the ever expanding donate online marketplace. There strengths come from their specialization. Many if not most of the major players specialize in non profit organizations and Churches. This targeted approach allows for a more customize and user friendly donation page with fewer buttons to press to make a payment. Companies such as Givelify even claim that once you download their free app (application or mini-program) to your mobile devise, you can make a donation to your church by making 3 to 4 click.


There are a few notable standouts. We give information on these online donation vendors without giving any recommendation.  Their differences and their similarities speak volumes about what your church leadership should be reviewing when considering options for all Online Giving organizations:



easyTithe is a full-featured online giving application that provides for unlimited users, reports, security, unlimited funds or campaigns, mobile giving, and pledge tracking and management. Take debit and credit cards,and eChecks (ACH),or limit contributions to checks only or debit cards only. You get full integration with QuickBooks as well as full ChMS Compatibility. This is not your least expensive option, but if you plan to process between $1,500 and $30,000 per month, you can save, on average, $26 per month over a PayPal button. Plus, easyTithe provides plenty of support along with all the tools you can imagine (even custom event forms) for your site.

   

My Church Website Online Donations: This online giving option is good to work with any church website, as this service customizes the online giving page and emails to meet any church’s specific needs. My Church Website claims no signup fees, no contracts, and no cancellation fees with their plans. All plans include free startup, no charges for statements, batch fees, PCI, or 1099-K. You also can opt for a free online store that also is branded to your church’s current website. The gateway (virtual terminal) is included in the cost.

   

Stripe: Like PayPal, Stripe is an easy-to-implement and standard platform for payments. Their flat rate is 2.9% + $0.30 per transaction with no monthly fees, no refunds, no setup, and no other fees other than a possible $15 per charge-back (a parishioner cancels a check, perhaps?). Stripe includes a “checkout” payment form that a church can integrate into a giving page on a website. This form also shows up on an app within mobile phones. Stripe currently doesn’t maintain a separate rate for non-profit organizations.


Givelify: If you want to maintain a very simple giving option, you may want to consider Givelify, a company that empowers non-profit organizations and churches. This option provides a profile page that you can brand to your church’s image and an app that is web-based. You can set up campaigns or take single donations. Givelify also provides options such as virtual envelopes for special offerings, donation slips that you can provide to your parishioners, and online reporting. Donors pay nothing to download the apps on their phones, and the following rates apply to the church:


In most of the options shown above, a church needs to specify that they are a non-profit organization and are tax exempt before they can receive the discounted rates and services that are offered to nonprofits. It’s important to do so, because saving on fees means less of your parishioners donations are going to transaction costs and more can go to benefit the ministries that your church is leading.


Text to Tithe


What is Mobile-Text to Tithe/Give/Donate/Pay?

A text donation is simple!  It's literally just sending a text message to a keyword (e.g. HAITI) and shortcode (e.g. 90999) in which $5 or $10 donations to a charity are added to the wireless subscriber's phone bill, collected and remitted to the designated charity.

The key advantages of text giving over any form of mobile giving (pledging, apps, website) include:

1. Speed and Ease of Giving - It takes seconds to make a donation. Try entering your credit card information on a mobile device and see how long it takes.

2. Security of the Carrier Billing Systems - Unlike sending financial information over your mobile device, direct carrier billing is secure. 

How to Set Up Text Donations:

Mobile donating refers to donating to an organization through a mobile device. The primary means for mobile donating is through SMS(Short Message Service (SMS) is a text messaging service component of phone, Web, or mobile communication systems).


Text messaging, or SMS, is the primary means of mobile giving. Mobile phone users can make donations by texting a keyword to a specific SMS short code. Keywords are determined by the fundraising organization, and usually pertain to the organization’s cause or purpose. Donation amounts are predetermined, commonly at $5 or $10, but can range much more. After donating, users receive a confirmation text message. The donation amount is immediately added to their monthly phone bill or their credit/debit card.


Drawbacks to Mobile Giving

Mobile giving can be a convenient way to donate to a charity or to your particular church. Funds can be made available to your church in as little as 24 hours or as many as 90 days. Charity watchdog group the American Institute of Philanthropy has warned that there are some pitfalls to cell phone giving, including concerns that certain service providers may charge fees or take a cut of the donations. AIP also warns that it can take as long as 120 days for a charity to actually receive a text donation from certain wireless carriers and that some wireless carriers may limit the number of times per month a user can donate via text. Text to Give companies vary quite a bit in their requirements. While 120 payout to the charity has been found, there are other Donation organizations that guarantee as little as 24 to 48 hours funds to be made available to its intended charity or use.



Text To Tithe/Donate Benefits

Benefits to Nonprofits


Benefits to Donors:

Donating quickly and on-the-move. Text-to-give technology enables donors to give to their favorite church or organization from anywhere and at anytime. Giving in a recognizable format, most donors already text on a regular basis. Thanks to the platform’s familiarity, text-to-give is easy for donors to grasp. Feeling secure about sharing their information. Leading text-to-give software abides by strict safety standards for donor data, putting donors’ minds at ease.




Please note: this author and the General Baptist State Convention of North Carolina have no financial interest in any of the companies or technologies reviewed. We supply this and other resource information without a recommendation or an endorsement of any company or technology.

Live links to the discussed online giving websites have not been provided as they may suggest an endorsement of the company’s products or services. These organizations can easily be located using Google.



by Web Admin

“ONLINE TITHING”
 Giving Anywhere at Anytim
e
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Phone: 919.821.7466 • Fax: 919.836.0061

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